Employee Benefits

PROMOTING HEALTH & WELL-BEING

Benefit

What you receive

When you are eligible

Who pays

Health Insurance

Employees may have coverage for vision, chiropractic, pharmacy, and mental health/substance abuse benefits.

Employee premiums are taken each pay period and are deducted on a pre-tax basis allowing employees to lower taxable income and increase take home pay.

First day of the month following date of hire or date of eligibility.

Regular full-time, part-time and weekend package employees are eligible.

Prescription Drug Program

Prescription drug coverage through participating pharmacies. Co-payment for prescriptions are determined by: Generic: $10, Formulary Brand: $30, and Non-Formulary: $60.

First day of the month following date of hire or date of eligibility. 

Regular full-time, part-time and weekend package employees are eligible.

Regular full-time and part-time employees(UnityPoint Health - Des Moines and Employee);

Weekend Package employees pay full premiums (employer + employee premiums) 

Dental Plan

Services include two free dental cleanings per year.

First day of the month following date of hire or date of eligibility.  

Regular full-time, part-time and weekend package employees are eligible.

Regular full-time and part-time employees (UnityPoint Health - Des Moines and Employee);

Weekend Package employees pay full premiums (employer + employee premiums)

Vision Plan(hardware only)

Employees may choose to participate in a voluntary vision plan that offers coverage for eyeglass frames, lenses and/or contact lenses.

First day of the month following date of hire or date of eligibility.  

Regular full-time, part-time and weekend package employees are eligible.

Employee

Flexible Spending Accounts

Allows pretax payroll deductions to be reimbursed to you for eligible dependent care and/or health care expenses

First day of the month following date of hire or date of eligibility.  

Regular full-time, part-time and weekend package employees are eligible.

Employee

Employee Health

On-site professional staff providing pre-employment health screens, immunizations, initial emergency or episodic care for work-related injuries and counseling education.

All employees upon employment

UnityPoint Health - Des Moines

Individual Insurance Solutions 

Provides other insurance options for employees and their families. Ranging from senior health insurance for retirees or parents of employees, travel insurance for those on the go, protection for those who are concerned with identity theft, health insurance for college age dependents and more.

All employees and their families upon employment

TIME FOR FAMILY & COMMUNITY

Benefit

What you receive

When you are eligible

Who pays

Paid Time Off (PTO)

PTO combines vacation, holidays, sick and personal days into a flexible plan up to a maximum of 200 hours per year for non-exempt employees and 240 hours for exempt employees.

Accrual rates increase after five years of employment is completed.

Regular full-time and part-time employees. After 6 months of employment.

UnityPoint Health - Des Moines & Employee

Paid Time Off Purchase program

Each Spring and Fall, UnityPoint Health - Des Moines allows eligible employees to purchase a pre-defined amount of PTO, based on years of service.

All accruing employees after 6 months of service

UnityPoint Health - Des Moines

FOR THE UNEXPECTED

What you receive

When you are eligible

Who pays

Short Term Disability (STD)

This plan will cover a maximum of 26 weeks of disability and pay at 60% of the employee's average weekly wages.

Coverage begins on the 8th calendar day of being away from work due to a non-work related injury or illness.

Any regular full-time, part-time or part-time accruing employee averaging at least 16 hours per pay period.

After the employee has worked 1,000 hours at UnityPoint Health - Des Moines.

UnityPoint Health - Des Moines

Long Term Disability (LTD)

Coverage level of 60% of your income.

First day of the month following date of hire or date of eligibility. 

Regular full-time employees that work at least 64 hours a pay period.

UnityPoint Health - Des Moines

Life Insurance

Core life for a regular full-time employee is 1 x base annual salary rounded up to nearest $1,000.

Core life for a regular part-time employee is $10,000.

Eligible employees are given the option to carry additional life insurance on themselves, spouses, and their dependents.

Regular full-time and part-time employees

First day of the month following date of hire or date of eligibility.

Core Coverage- UnityPoint Health - Des Moines

Additional Coverage - Employee

FOR THE FUTURE

What you receive

When you are eligible

Who pays

Pre-tax retirement savings plan. UnityPoint Health - Des Moines-Des Moines will automatically contribute 2% of your pay into your account each year.

You may contribute up to $16,500 in 2009 and UnityPoint Health - Des Moines will match 50% of your contribution up to 6% of your pay.

All employees 19 years and older, upon employment

First day of the month following 30 days employment or date of eligibility.

UnityPoint Health - Des Moines & Employee

College Savings Iowa (CSI)

Through payroll deductions, employees can contribute $15 or more after taxes to an account with CSI each pay period and earn tax breaks at the same time.

Upon employment

Employee

BUILDING YOUR HEALTHCARE CAREER

What you receive

When you are eligible

Who pays

Tuition Assistance

Unique, paid-in-advance tuition assistance program.

Courses must be for pre-approved education that is career- or job-related.

Regular full-time, part-time and weekend package employees after 6 months of employment

UnityPoint Health - Des Moines pays 85% of eligible expenses

Certification
Reimbursement

Provides opportunities for growth and development and offers reimbursement for certain expenses for nationally recognized certifications.

Regular full-time, part-time and weekend package employees after 6 months of employment

UnityPoint Health - Des Moines pays 85% of eligible expenses

FOR THE INDIVIDUAL & FAMILY

Benefit

What you receive

When you are eligible

Who pays

On-Site Childcare Services

Accredited childcare center located on the IMMC campus for employee's children.

All employees upon employment based on available openings

Employee

Employee Assistance Program

Offers a relaxed and confidential, one-on-one, counseling sessions.

All employees and their family upon employment

6 free visits each per employee/family

Two On-site Fitness Centers

Offers discounted membership fees

All employees and their family upon employment

Employee

Two Health Science Libraries

Offers access to various health references and internet.

All employees upon employment

UnityPoint Health - Des Moines

BUILDING CONVENIENCES

Benefit

What you receive

When you are eligible

Who pays

Free Parking

Parking free of charge on all hospital campuses.

All employees upon employment

UnityPoint Health - Des Moines

Direct Payroll Deposit

· Offers employees the opportunity to have their paychecks deposited in up to six bank accounts.

All employees upon employment

UnityPoint Health - Des Moines

On-site ATM machines

Offers employees easy on campus access to their personal finances.

All employees upon employment

UnityPoint Health - Des Moines

Payroll deduct for cafeteria meals and gift shops

Offers employees the convenience of being able to purchase items at the hospital cafeterias and gift shops through payroll deductions when you present your badge.

All employees following two pay periods of employment.

Employee pays for purchases.

COMMUNITY & BUSINESS BENEFITS

Benefit

What you receive

When you are eligible

Who pays

Community discounts

Free bus passes

Any employee upon employment

UnityPoint Health - Des Moines 

Discounted laser eye surgery

Any employee 12 months after employment

Employee

AAA Group Programs

Provides unique savings and discounts for employees on AAA memberships and products, including auto and homeowner's insurance.  Other discounts & savings are available to AAA at more than 100,000 retail locations nationwide.

All employees upon employment

Employee